Silver plans’ premiums are higher than bronze plans, but lower than the other two metal levels. In exchange for a slightly higher premium, the out-of-pocket costs are somewhat less than those of bronze plans. These plans are ideal for people who want a little more coverage than what’s offered by bronze health plans. With a bronze plan, you generally pay more each time you get a health service, such as seeing a doctor or filling a prescription, than you would with a silver, gold, or platinum plan. You can also view plans on the Marketplace, or Exchange, which is an online health insurance shopping center based at Healthcare.gov. At the Marketplace, there are four levels of plans: bronze, silver, gold, and platinum. (“Catastrophic” plans may be available to some people.) Each level pays a different portion of your health care bills.